Mortgage Loan Refinancing


Refinancing a mortgage means paying off an existing loan and replacing it with a new one. Refinancing can help you to reduce your mortgage payment, shorten the term of your loan, or help you build equity more quickly. Keep in mind that refinancing generally costs between 3% and 6% of the loan's principal. If you are not planning to stay in the home for more than a few years, the cost of refinancing may negate any of the potential savings. We can help you to calculate what your potential costs and savings would be with a refinance. We will recommend a refinance for you if we feel that it would be best for your financial situation.

Why Choose Us for Refinancing Your Existing Loan?

  • Low rates

  • 36+ lenders to choose from

  • Fast closings

  • Super service

As a loan broker Springwater Capital has access to loan programs from about 40 lenders. Instead of having loyalty to one company or program, we are committed to finding the best program for your needs.

After getting some basic information from you, we can use our sophisticated software, Loan Pro 360™, to find the best rates among all of our lenders instantly!

You won't pay extra fees for using our services. Our fees will paid out of your closing costs and are comparable to the closing costs you will pay regardless of who does your loan. Often we can save you money by getting you the best loan program and rate for your unique situation. We only receive money for your our services if you decide to close and fund your loan with us. (Third party fees, such as appraisal and credit report, may be payable regardless of loan closing.)

For no cost or long term commitment, we can provide these services to you:

  • Give you a current rate quote

  • Help you to determine which type of loan will be best for your situation

  • Give you information on how much you can borrow

  • Get you prequalified or preapproved for a loan

For a free, no-obligation consultation, please call (206) 331-8542

Note: Rates and loan conditions are subject to change and will vary over time.

NMLS UT MB #171082, NMLS WA #207826, NMLS OR #207826, NMLS UT #6593625, NMLS ID #12935, FHA #28521-0003-8, VA #979944-00-00,

Springwater Capital, LLC, 345 W 600 S Suite 104, Heber City, UT 84032

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